Effective Date: 19th-Jan-2024

Welcome to Republic Savings PLC. By accessing or using our services, you agree to comply with and be bound by the following Terms of Service (the "Terms"). Please read these Terms carefully before using our website or e-Banking services.

1. Acceptance of Terms

By accessing and using Republic Savings PLC’s services, you agree to these Terms, our Privacy Policy, and any other policies or guidelines that may be applicable. If you do not agree with any part of these Terms, you may not use our services.

2. Services Provided

Republic Savings PLC offers various e-Banking services, including but not limited to savings accounts, checking accounts, loans, fund transfers, and other financial services. Services may be modified, suspended, or discontinued at any time without prior notice.

3. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to open an account or use our services. By using our services, you represent and warrant that you meet these requirements.

4. Account Registration

To use certain features of our services, you must register and create an account with accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

5. Security

Republic Savings PLC is committed to ensuring the security of your personal and financial information. However, you are responsible for securing your account details and passwords. You agree to notify us immediately if you suspect unauthorized access or use of your account.

6. Deposits and Transactions

You agree to only deposit funds or make transfers using lawful methods and sources. Any suspicious or unlawful activity will be investigated, and we reserve the right to freeze or terminate your account in accordance with applicable laws.

7. Loans

By applying for any loan services, you agree to provide truthful and accurate information. Approval of loans is subject to our discretion, and terms will vary based on the loan type, amount, and your creditworthiness.

8. Fees and Charges

You agree to pay all applicable fees related to your account and our services. Republic Savings PLC reserves the right to modify fees at any time with prior notice, and continued use of services constitutes acceptance of such changes.

9. International Transfers

Our international money transfer services are subject to applicable laws and regulations. You are responsible for ensuring compliance with local laws in your jurisdiction, and any currency conversions will be subject to applicable exchange rates.

10. Termination of Service

Republic Savings PLC reserves the right to terminate or suspend your account at any time for any reason, including violation of these Terms or suspected fraudulent activity. Upon termination, you will be provided with instructions on how to withdraw any remaining funds.

11. Limitation of Liability

Republic Savings PLC will not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our services. We are not responsible for any loss of data, profits, or unauthorized access to your account unless caused by our negligence.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising from these Terms will be resolved in the courts of [Insert Jurisdiction].

13. Changes to Terms

Republic Savings PLC reserves the right to modify these Terms at any time. Changes will be communicated through the website, and continued use of our services following the update constitutes acceptance of the new Terms.

14. Contact Us

If you have any questions or concerns regarding these Terms, please contact us at:
Email: support@republicsavingsplc.com
Phone: +15621

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